The medical & Life Department has been the backbone of the company and has been providing quality service for over 25years please contact me.

If an employee dies as a result of an accident, the insurance company pays two times the amount of natural death coverage.

For example, if natural death coverage is 5000.00, in the case of accidental death, the insurance company will pay $ 10,000.00 to the beneficiary (ies)

When an insured or employee has been admitted for a day or more in a hospital and benefits includes: room and board and medical services.

The insure benefit from medical services while in the employ of the company as per the contract signed with the insurance company. Under this scheme, the benefits to be enjoyed are: In and out patience benefits.

This is the case where the insured or employed goes to the hospital on a daily basis

• Individual life and medical policies are offered on a case-by-case basis. For more information contact the individual above

Is a temporary life insurance coverage which pays death benefit as per the policy in case of death from natural cause. It is temporary because the individual is cover only when he/she is a member of a group (or with the employed of an institution).

A defined group of people with no discrimination among them on the basis of medical history. Premium is determined by the size of the group. The larger the group the lower the premium, and the smaller the group the higher the premium rate.